Micro Financial Savings

Help the World. Feed the World. Save the World.
Women - Lend to empower women and promote gender equality.
Women - Lend to empower women and promote gender equality.
Group Loan - Support borrower solidarity and community by joining one of our Team group loans.
Group Loan - Support borrower solidarity and community by joining one of our Team group loans.
Housing - Help create safe and stable homes for their families.
Housing - Help create safe and stable homes for their families.
Start-Up - Give a boost with a $5 donation to entrepreneurs starting brand new businesses.
Start-Up - Give a boost with a $5 donation to entrepreneurs starting brand new businesses.
Transportation - Fuel local economies by helping entrepreneurs get from point A to point B.
Transportation - Fuel local economies by helping entrepreneurs get from point A to point B.
Vulnerable Groups - Empower marginalized people like widows, refugees and others.
Vulnerable Groups - Empower marginalized people like widows, refugees and others.

Transforming Lives

When jobs are created people survive on their own as their self-esteem and outlook on life improve dramatically. The income generated from their new businesses allows once poor families to begin to fulfill basic needs transforming one life at a time as each person escapes the tragedies of poverty. 
 

Field Partner Testimonials


In honor of World Refugee Day on June 20, people across the globe are coming together on Kiva to crowdfund $500,000 in loans for refugees, displaced peoples and their host communities – helping them move beyond emergency aid to regain some stability and build for the future.

The loans are used to help refugees, displaced peoples and host communities start or expand a business, increase incomes and create jobs. They  are currently crowdfunding on Kiva.org/Refugees and will be matched dollar-for-dollar on June 20 through the new Kiva World Refugee Fund.

The World Refugee Fund aims to crowdfund $9 million in loans by the end of 2017 to help address the long-term needs of host communities and families displaced in the largest refugee crisis since World War II. There are currently more than 65 million people displaced from their homes by conflict and persecution, according to the United Nations. The fund is being developed by Kiva.org and the Alight Fund with founding partners the Tent Foundation and USA  for UNHCR, all leaders in the field.


Kiva is on the verge of funding $1 billion in life-changing loans to people around the world. This is the second in a two-part series tracing Kiva’s path from nonprofit startup and crowdfunding pioneer to a global force for good, pushing the boundaries of lending.

Sometimes the problems in the world feel so big, it’s hard to imagine any individual can make a dent. In those moments of paralysis consider this: Kiva lenders collectively crowdfund more than $1 million in loans every 3 days. Those collective dollars translate into real power to do good in the world and have helped 2.4 million people pursue their dreams.

Each lender, $25 at a time, is helping create a compassionate bank – a unique, renewable pool of funds helping reshape access to financial services for many families in need.

While there is no silver bullet to alleviating poverty, expanding access to fair and affordable credit can open doors, and gives people an opportunity to improve their businesses, send their children to school, invest in equipment or green technology and much more.


Kiva is on the verge of funding $1 billion in life-changing loans to people around the world. This is the first in a two-part series tracing Kiva’s path from nonprofit startup to nonprofit unicorn pushing the boundaries of lending.

There’s a persistent, toxic myth that people living in poverty don’t want to work, that they don’t dream of and strive for more, and that their lives are to be pitied.

But anyone from these communities, or anyone able to take time to travel and connect, knows nothing could be further from the truth.

The wealthy don’t have more feelings of joy and pride. The wealthy don’t have sole claim to being industrious or creative. People everywhere share these traits, and people everywhere want an opportunity to make a decent living and achieve their dreams.

We all just need an opportunity and people to believe in us along the way.

Small businesses usually wait until they’re profitable before they try to do good. But Mamacitas Cafe, a local restaurant in Oakland, Calif., incorporated social responsibility into their DNA from the start. 
 
“The model is really our core mission. The whole reason for starting the business was to create jobs and leadership opportunities for young women in the community,” Shana, one of the co-founders, shared. “That will always be a constant in how we prioritize business decisions.”


 
To build a loyal customer base, Mamacitas based their messaging around their community impact. Their outreach and social media posts capture the passion that the owners, Shana, Simone and Renee, have for teaching Oakland’s young women. You can find positive hashtags such as #WomenOwned and #Sisterhood accompanying almost every picture of their signature dishes, honing in on the message that businesses can, and should, be responsible for the neighborhoods that they inhabit. 
 

MicroFinance in the News

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