Micro Financial Savings

Help the World. Feed the World. Save the World.
Women - Lend to empower women and promote gender equality.
Women - Lend to empower women and promote gender equality.
Group Loan - Support borrower solidarity and community by joining one of our Team group loans.
Group Loan - Support borrower solidarity and community by joining one of our Team group loans.
Housing - Help create safe and stable homes for their families.
Housing - Help create safe and stable homes for their families.
Start-Up - Give a boost with a $5 donation to entrepreneurs starting brand new businesses.
Start-Up - Give a boost with a $5 donation to entrepreneurs starting brand new businesses.
Transportation - Fuel local economies by helping entrepreneurs get from point A to point B.
Transportation - Fuel local economies by helping entrepreneurs get from point A to point B.
Vulnerable Groups - Empower marginalized people like widows, refugees and others.
Vulnerable Groups - Empower marginalized people like widows, refugees and others.

Transforming Lives

When jobs are created people survive on their own as their self-esteem and outlook on life improve dramatically. The income generated from their new businesses allows once poor families to begin to fulfill basic needs transforming one life at a time as each person escapes the tragedies of poverty. 
 

Field Partner Testimonials

Have you already broken your resolutions even though we are only two weeks into the new year? Fortunately for you, there are numerous New Years coming up in 2019. Here are 5 New Year celebrations from around the world that do not fall on January 1. 
 

Songkran


 

"Thailand - During Songkran" - Photo by dominique cappronnier 

If you’re not a fan of getting soaked, this New Year celebration may not be the one for you. Songkran is a Thai New Year celebration and water plays a major part in the 3-day festival in April. Water is used to symbolically wash away the bad deeds and fortunes of the past year, so that you can enjoy good health and fortune for the new year. Get your water gun ready, because this celebration is no joke!
 

Hijri New Year

With the smell of warm spices and herbs wafting out its open doors, Cafe el Patio sits nestled in a bustling plaza in Fruitvale, Oakland. Allan is the man behind the counter, the kitchen and the cafe itself. He jokingly described his role, “I am the front end, back end, in the kitchen, everything is all me.” Allan is a Kiva borrower and Cafe el Patio is the brainchild of the Bay Area native. 

Fresh out of university, Allan struggled to secure a job. “After months and months of applications [to no avail] and driving for Uber and Lyft for a year and a half, I was able to save a little bit of money. So I said, you know what, if no one is going to hire me, I can create a business by myself and create opportunities for others.” With the help of a $7,000 Kiva loan, Allan has been able to hire locals and even expand his menu. “We’re taking it one step at a time. Right now we are doing a lot of soup, but with a Kiva loan we can do a variety of other stuff.” And that is exactly what he has been doing, serving up affordable home-cooked Honduran meals to residents and visitors of Fruitvale.

MicroFinance in the News

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